> ## Documentation Index
> Fetch the complete documentation index at: https://docs.sideshift.app/llms.txt
> Use this file to discover all available pages before exploring further.

# Read the account's guardian declaration

> Returns the stated guardian relationship owned by your company and the current
stored identity and payout-method summary. A declaration is not proof of legal
guardianship or successful KYC. Current provider projections may lag updates.
The identity summary is returned only when its stored verification ID matches
the declaration's latest verification ID. Both fields are null if an accessible
account has no declaration owned by your company. Another linked company cannot
read the owner's declaration. Uses the SideShift account ID. Sandbox requests,
inaccessible accounts, and accounts without a provider account return 404.




## OpenAPI

````yaml /openapi/connect.yaml get /accounts/{id}/guardian
openapi: 3.1.0
info:
  title: SideShift Connect
  version: 1.0.0
  description: >
    Embed payment infrastructure directly into your platform. Create accounts
    for your users, transfer funds in any direction, and drop in pre-built
    payout and pay-in widgets — all through a single API.


    ## Setup Guide


    ### 1. Generate an API Key


    Go to [Settings → Connect](https://app.sideshift.app/settings?tab=embed) and
    click **Generate API Key**.


    Copy it immediately — keys are only shown once.


    - `sk_live_*` — Production (real money)

    - `sk_test_*` — Sandbox (isolated balances, simulated payouts)


    > **Never expose your API key in client-side code.** All API calls must be
    made from your backend.


    ### 2. Add Allowed Domains


    In Settings → Connect, add the domains where you'll embed widgets:


    | Pattern | Matches |

    |---------|---------|

    | `app.example.com` | Exact match |

    | `*.example.com` | All subdomains |

    | `localhost` | Any port (auto-allowed for development) |


    ### 3. Create User Accounts


    Every user who needs access to payments needs a SideShift Connect account:


    ```bash

    curl -X POST https://app.sideshift.app/api/embed/accounts/create \
      -H "x-api-key: sk_live_YOUR_KEY" \
      -H "Content-Type: application/json" \
      -d '{ "email": "jane@example.com", "name": "Jane Creator", "externalId": "usr_123" }'
    ```


    Store the returned `sideshiftAccountId` — you'll need it for everything
    else.


    ### 4. Generate a Widget Token


    Tokens authenticate embedded widget sessions. Generate them server-side:


    ```bash

    curl -X POST https://app.sideshift.app/api/embed/auth/token \
      -H "x-api-key: sk_live_YOUR_KEY" \
      -H "Content-Type: application/json" \
      -d '{ "sideshiftAccountId": "acct_abc123", "widgetType": "both" }'
    ```


    The response includes `widgetUrls.payout` and `widgetUrls.payin` — use these
    as iframe sources.


    ### 5. Embed the Widget


    **iframe (recommended):**

    ```html

    <iframe
      src="WIDGET_URL"
      width="100%" height="500"
      frameborder="0"
      allow="payment; camera; microphone"
      style="border:0; border-radius:12px"
    ></iframe>

    ```

    The iframe is the most reliable method — it works in any framework, needs no
    build tooling, and avoids dependency conflicts. The `allow="payment; camera;
    microphone"` attribute is required for KYC/identity verification inside the
    widget.


    **White-label verification and withdrawals:**

    The payout widget uses custom, theme-aware identity-verification,
    withdrawal, fee, payout-method, history, and account-reset interfaces. It
    does not render provider UI or SideShift product artwork. The KYC title,
    progress rail, and withdrawal title can be removed independently with widget
    URL query parameters:

    ```html

    <iframe
      src="WIDGET_URL?showKycHeader=false&showKycSteps=false&showWithdrawHeader=false&kycButton=Verify%20identity&kycTitle=Identity%20check&kycVerifiedTitle=Identity%20confirmed"
      width="100%"
      height="500"
      frameborder="0"
      allow="payment; camera; microphone"
    ></iframe>

    ```

    Labels use the same camel-case names shown above and should be URL-encoded.


    ### 6. Transfer Funds


    Move money between your company and user accounts:


    ```bash

    curl -X POST https://app.sideshift.app/api/embed/accounts/transfer \
      -H "x-api-key: sk_live_YOUR_KEY" \
      -H "Content-Type: application/json" \
      -d '{
        "toAccountId": "acct_abc123",
        "amountCents": 5000,
        "idempotencyKey": "payout-001",
        "metadata": {
          "obligationType": "creator_agreement",
          "obligationReference": "agreement-001",
          "description": "Approved payment for completed creator deliverable",
          "approvalReference": "approval-001"
        }
      }'
    ```


    ### 7. Set Up Webhooks


    Configure a webhook endpoint in Settings → Connect to receive
    `transfer.completed`, `deposit.*`, and `withdrawal.*` events. Always verify
    the signature:


    ```js

    const crypto = require("crypto");

    function verify(payload, timestamp, signature, secret) {
      const expected = crypto.createHmac("sha256", secret).update(`${timestamp}.${payload}`).digest("hex");
      return crypto.timingSafeEqual(Buffer.from(signature), Buffer.from(expected));
    }

    ```


    ---


    ## Authentication


    Include your API key in the `x-api-key` header on every request:


    ```

    x-api-key: sk_live_your_key_here

    ```


    Rotate your key anytime from Settings → Connect. The old key is invalidated
    immediately.


    ## Sandbox


    Use `sk_test_*` keys to test without moving real money. Sandbox balances,

    credentials, provider resources, and webhook configuration are isolated from
    live.

    SideShift keeps the documented API contract (validation, error envelopes,
    and response

    shapes) stable where a sandbox operation is supported; this does **not**
    mean every

    production provider capability has sandbox parity.


    ### Sandbox behavior


    - New connected accounts are provisioned through the payment provider's
    official sandbox API and receive
      sandbox `biz_*` provider IDs. Existing `sim_biz_*` accounts are migrated lazily the
      next time an account or widget-token flow needs the provider account; integrations
      should continue using the stable `sideshiftAccountId`.
    - Pay-in widgets and hosted checkout support **card payments only** in
    sandbox.
      Alternative payment methods are production-only.
    - Company → User, User → Company, and User → User transfers remain isolated
    simulations
      in SideShift's sandbox ledger.
    - Payout, withdrawal, and bank-link actions are blocked in sandbox because
    the payment provider does not
      support payouts there. A stable API contract cannot make an unsupported provider rail
      executable.
    - Sandbox webhook events are delivered only to the separately configured
    sandbox webhook.
      SideShift never falls back to the live webhook URL or secret.
    - Leaderboard and notification side effects are **not** triggered

    - Invoice behavior is unchanged and invoices are explicitly outside this
    sandbox
      certification scope.

    ### Payout widget in sandbox


    A token generated with a `sk_test_*` key uses the payment provider's sandbox
    environment. The widget may

    show safe account, verification, and balance status, but withdrawal,
    bank-link, payout

    destination, and payout submission controls are unavailable because the
    provider does

    not offer sandbox payouts.


    **In production** with `sk_live_*` keys, transfers call the real payments
    API, funds land in the creator's real wallet, and the balance + withdrawal
    UI works normally.


    **To verify sandbox transfers are working**, use the balance API — this is
    the source of truth:


    ```bash

    GET /accounts/balance?sideshiftAccountId=ACCOUNT_ID

    ```


    Use `walletBalanceCents` and `transactions` to verify SideShift
    sandbox-ledger transfers.

    `totalBalanceCents` combines the SideShift wallet and provider
    withdrawal-ready layers;

    it is not the authoritative value for sandbox transfer assertions while
    provider payouts

    are unsupported.


    ### Testing checklist


    1. Generate `sk_test_*` key and store securely

    2. Create at least two sandbox accounts

    3. Test all three transfer directions (company→user, user→company,
    user→user)

    4. Verify balances via the balance API after each transfer

    5. Replay a transfer with the same `idempotencyKey` — confirm no duplicate

    6. Configure a sandbox webhook, then confirm delivery and signature
    verification; verify
       that no event falls back to the live webhook
    7. Trigger error cases (insufficient balance, invalid account) and verify
    your handling

    8. Test widget token generation, card-only pay-in/checkout, and the blocked
    payout UI


    ### Go-live checklist


    Before switching to `sk_live_*`:


    1. Store your live API key in a production secrets manager

    2. Confirm production domains in Settings → Connect (remove dev wildcards)

    3. Verify webhook endpoint uses HTTPS and validates signatures

    4. Add retry handling with idempotency keys in your backend

    5. Attach commercial evidence metadata to every transfer

    6. Run a small live test (e.g. $0.50 transfer) before full volume


    ## Idempotency


    Always include an `idempotencyKey` on transfer requests. Replaying a request
    with the same key returns the original successful result instead of creating
    a duplicate.


    ## Rate Limits


    | Limit | Default | Scope |

    |-------|---------|-------|

    | Requests | 100 per minute | per API key mode (sandbox and live are counted
    separately) |

    | Widget tokens | 100 per hour | per API key mode |

    | Transfers | 1,000 per UTC day | per API key mode, reserved atomically with
    each transfer |

    | Daily transfer amount | none unless configured | `dailyTransferLimitCents`
    on your integration |


    Every response carries `X-RateLimit-Limit`, `X-RateLimit-Remaining` and
    `X-RateLimit-Reset` (Unix seconds).

    Exceeding a limit returns `429` with error code `RATE_LIMITED`; the message
    states when to retry.


    ## Base URL


    `https://app.sideshift.app/api/embed`
  contact:
    name: SideShift Support
    url: https://app.sideshift.app
servers:
  - url: https://app.sideshift.app/api/embed
    description: Production / Sandbox (determined by API key prefix)
security:
  - apiKeyAuth: []
tags:
  - name: Configuration
    description: Brand-owned API settings with separate live and sandbox preferences.
  - name: Accounts
    description: >-
      Create and manage user accounts. Each user gets a `sideshiftAccountId` and
      a wallet for receiving and sending funds.
  - name: Verifications
    description: >-
      Read identity verification status and required actions for connected
      accounts.
  - name: Transfers
    description: >-
      Move funds between your company and user accounts. Supports company→user,
      user→company, and user→user directions.
  - name: Tokens
    description: >-
      Generate short-lived access tokens that authenticate embedded widget
      sessions.
  - name: Domains
    description: Read and update the domains your embedded widgets are allowed to load on.
  - name: Checkout
    description: >-
      Create public hosted checkout links that settle into your SideShift
      wallet.
  - name: Webhooks
    description: >
      Receive real-time event notifications when transfers, deposits, and
      withdrawals complete or fail. Configure endpoints in Settings → Connect.


      **Available events:** `deposit.pending`, `deposit.confirmed`,
      `deposit.failed`, `transfer.completed`, `withdrawal.created`,
      `withdrawal.updated`, `withdrawal.completed`, `withdrawal.failed`,
      `account.risk_flagged`


      `withdrawal.completed` and `withdrawal.failed` are derived aliases of
      `withdrawal.updated`, filtered to `status === "completed"` and to `status`
      in (`failed`, `denied`) respectively. Subscribe to the pair if you only
      want the terminal outcome; subscribe to `withdrawal.updated` for the full
      lifecycle (`requested → awaiting_payment → in_transit → completed | failed
      | canceled | denied`).


      An endpoint registered without an explicit `events` array is subscribed to
      `deposit.pending`, `deposit.confirmed`, `deposit.failed`,
      `withdrawal.created`, `withdrawal.completed`, `withdrawal.failed` and
      `transfer.completed`. A later config save that omits `events` keeps the
      subscription list you last set.


      Every delivery carries `X-Sideshift-Signature` (HMAC-SHA256, hex, of
      `<timestamp>.<raw body>` using your endpoint secret),
      `X-Sideshift-Timestamp` (Unix seconds) and `X-Sideshift-Event-Id` (the
      same `id` as the body, for deduplication). A delivery is attempted up to
      three times in one dispatch, waiting one second and then two seconds
      between attempts, with a ten-second timeout per attempt; a `4xx` response
      other than `429` is not retried. Anything that still failed can be re-sent
      with `POST /webhooks/{eventId}/replay`, and every attempt is visible in
      `GET /webhook-logs`. Sandbox keys deliver only to the sandbox endpoint and
      secret; live keys only to the live ones.
paths:
  /accounts/{id}/guardian:
    get:
      tags:
        - Verifications
      summary: Read the account's guardian declaration
      description: >
        Returns the stated guardian relationship owned by your company and the
        current

        stored identity and payout-method summary. A declaration is not proof of
        legal

        guardianship or successful KYC. Current provider projections may lag
        updates.

        The identity summary is returned only when its stored verification ID
        matches

        the declaration's latest verification ID. Both fields are null if an
        accessible

        account has no declaration owned by your company. Another linked company
        cannot

        read the owner's declaration. Uses the SideShift account ID. Sandbox
        requests,

        inaccessible accounts, and accounts without a provider account return
        404.
      operationId: getGuardianDeclaration
      parameters:
        - name: id
          in: path
          required: true
          schema:
            type: string
      responses:
        '200':
          description: Guardian record retrieved; each field is null when unavailable
          content:
            application/json:
              schema:
                type: object
                required:
                  - success
                  - data
                properties:
                  success:
                    type: boolean
                    const: true
                  data:
                    type: object
                    required:
                      - guardian
                    properties:
                      guardian:
                        type: object
                        required:
                          - declaration
                          - currentIdentityAndDestination
                        properties:
                          declaration:
                            type:
                              - object
                              - 'null'
                            properties:
                              id:
                                type: string
                                format: uuid
                              companyId:
                                type: string
                              creatorId:
                                type: string
                              sandbox:
                                type: boolean
                              provider:
                                type: string
                              providerAccountId:
                                type: string
                              providerVerificationId:
                                type:
                                  - string
                                  - 'null'
                              relationship:
                                type: string
                                enum:
                                  - parent
                                  - legal_guardian
                              creatorFirstName:
                                type: string
                              creatorLastName:
                                type: string
                              creatorDateOfBirth:
                                type: string
                                format: date
                              guardianFirstName:
                                type: string
                              guardianLastName:
                                type: string
                              attestationVersion:
                                type: string
                              attestedAt:
                                type: string
                                format: date-time
                              createdAt:
                                type: string
                                format: date-time
                              updatedAt:
                                type: string
                                format: date-time
                              writtenByKind:
                                type: string
                              runId:
                                type:
                                  - string
                                  - 'null'
                          currentIdentityAndDestination:
                            type:
                              - object
                              - 'null'
                            properties:
                              firstName:
                                type:
                                  - string
                                  - 'null'
                              lastName:
                                type:
                                  - string
                                  - 'null'
                              verified:
                                type:
                                  - boolean
                                  - 'null'
                              verificationId:
                                type:
                                  - string
                                  - 'null'
                              payoutMethodId:
                                type:
                                  - string
                                  - 'null'
                              payoutMethodType:
                                type:
                                  - string
                                  - 'null'
                              payoutMethodCountry:
                                type:
                                  - string
                                  - 'null'
                              payoutMethodNickname:
                                type:
                                  - string
                                  - 'null'
                              payoutMethodPayerName:
                                type:
                                  - string
                                  - 'null'
        '401':
          description: Invalid API key
        '404':
          description: Account is unavailable or not accessible to this integration
components:
  securitySchemes:
    apiKeyAuth:
      type: apiKey
      in: header
      name: x-api-key
      description: >-
        Your SideShift Connect API key (`sk_live_*` or `sk_test_*`). Generate
        from Settings → Connect.

````