{
  "id": "evt_dep002",
  "type": "deposit.failed",
  "data": {
    "depositId": "dep_xyz790",
    "sideshiftAccountId": "acct_a1b2c3d4e5f6",
    "amountCents": 5000,
    "feeCents": 0,
    "netAmountCents": 0,
    "currency": "usd",
    "paymentId": "pay_xyz790",
    "status": "failed",
    "metadata": {
      "failureReason": "payment_declined"
    }
  },
  "timestamp": "2026-03-13T12:35:00.000Z"
}